Finding the Right Insurance for your North Carolina Business
As a business owner in North Carolina, we understand that you have quite a few responsibilities. One of these has to be ensuring you have met the commercial insurance requirements for the state. At Supreme Insurance Services Inc., we can help make sure you are compliant.
Employers in all industries are required to comply with the state-mandated regulations for commercial insurance. For North Carolina based businesses, this means any business that has three or more employees must purchase workers’ compensation coverage. This is true for all employees, even family members.
Additionally, if you use vehicles for commercial purposes in your business, you will need commercial auto insurance. A lease for a commercial piece of property for your business may also require you purchase liability coverage, such as commercial property insurance or general liability insurance. Our team at Supreme Insurance Services Inc. can help you figure out which one you need.
The other types of insurance you may be required to purchase are typically based on your industry. For example, errors and omissions insurance, which is also called professional liability insurance, is used to protect doctors, lawyers, and other experts who provide clients with professional advice.
Keep in mind, your business industry is a major determinant of what policies are going to be beneficial to your small business. We will work to help you figure this out, so you know what you need and ensure you get the quality, affordable coverage you desire.
Our team can provide you with a consultation to help you determine the type of commercial insurance you need to purchase. In addition to providing you with information regarding what you need according to North Carolina state law, we can also provide you with several quotes to help you get started. To learn more, contact us today.